<p>*family’s EFC is 8169… which means I’d need 45 G for Gtown/Tufts/Brandeis, and around 10 for Binghamton/Geneseo… I think I’m more of a merit-based applicant, so my question was- what would my academic safeties be, where I’d get a lot of money? </p>
<p>mom2collegekids- yes, that’s [1400] out of 1600, and my home state is NY. My EFC is low, so does that mean the government will offer me a lot of financial aid, or just loans? And as a side-question, in what circumstances does the government offer grants? *</p>
<p>I’m not sure if Pell is based on family income or EFC or both. </p>
<p>With your 1400 SAT, you should be able to get some good strong merit (even free tuition) at some schools.</p>
<p>What will your likely major be? </p>
<p>What kind of schools do you like? small, big, quiet, rah rah sports, with Greeks, rural, city, big city, warm weather, cold/snow weather? Do you like a religious preference? Christian, Catholic, Jewish, etc?</p>