<p>You must be from a really low income family, so you ought to be eligible for a lot of need-based aid. That means that your in-state universities should be affordable for you. You should be eligible for Pell grants as well as other programs. At private universities, such as Baylor, you will also be eligible for need-based aid and may be eligible for merit aid, too. However, few private schools can afford to take in everybody who needs a lot of aid. Most of them pick and choose and take a few. However, that could be you, so go ahead and apply.</p>