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<p>The Temple Financial Aid office will calculate COA (cost of attendance) for students living off campus. That includes estimated costs for housing & meals. Your eligibility for federal aid is determined by subtracting out your EFC from your COA, as reduced by the scholarship Temple has given you. </p>
<p>See [Temple</a> University’s Office of Student Financial Services](<a href=“http://www.temple.edu/sfs/applying.htm]Temple”>http://www.temple.edu/sfs/applying.htm) for an example calculation.</p>
<p>I’d point out that if you are living off campus, there is room for some savings with belt-tightening. It seems like you already signed a lease on a room or apartment for the coming year? Is it possible to cut expenses by taking in another roommate?</p>