financial woes for out of state kid...

<p>I'm in trouble.</p>

<p>I was accepted thankfully to UCLA from colorado last week. I was really excited because I really want to go, however...</p>

<p>the fees are exorbitantly high. for me they amount to 41000 a year. now UCLA has given me about 11000. FAFSA tells me that my EFC should be about 7500. that still leaves around 24000 a year! my parents can scratch up about 10000 a year at most, but that still leaves 20000 in loans! the money that UCLA gave me included some small grants and student study money.....</p>

<p>my question is, what do you guys recommend? I am really enthusiastic about going to UCLA, but 20000 a year x4 = >80000 in 4 years....I'm thinking of going into medicine but there's not certainty I'll get a job that can pay all the loans off after UCLA.....I dunno if UCLA calculated this in but I have a little brother that is a freshman this year in high school who will also be going to college of course in a few years...............I'm close with a teacher here that went to UCLA...I got into a few other schools too that are giving me money, but I don't wanna go to them........I'm wondering if I can use the aforementioned things in persuading UCLA to give me more money...</p>

<p>I understand how OOS kids must pay more, and I understand how the UCs are a little low on money right now, but GOSH YO. I'm doubting that I can get a residency after a while cuz the rules are really strict............
a friend told me to go and apply for crazy scholorships for the second year. but since I won't be a resident of cali won't I be precluded from many scholorships???</p>

<p>yea my father tried negotiating with UCLA the day after I got accepted about money........but he told me it was no use.</p>

<p>so. is there any help now for me? I haven't called them personally to describe my situation.....and I have one more college I'm waiting on.......but agh. I got into a school I really want to go to, and I got in OOS, so I very proud and excited. but what can I do? any help at all would be sincerly appreciated....
-saif, colorado</p>

<p>lol i feel your pain, im in the exact situation you are in but a different school. im oos for indiana university and all they gave me was gov. loans and work study including my scholarship and ucla has met my need and im instate for it :( like u my first choice is IU an oos school but i cant afford it either and i just gota wait till the results of my scholarship application to see if im goin there or ucla in the fall. gud luk and fyi, im guessing public schools give more aid to the in state kids cuz thats what they have too i tink.</p>

<p>I don't think you can expect them to give you any more than that.</p>

<p>It appears that you don't qualify for the Pell grant or the Cal grant. I am just making a guess, but it looks like to me that they have already given you the maximum University grant. All that is left is private scholarships, work/study and loans.</p>

<p>UCLA is a wonderful school but expensive for oos unless you have the finances to pay the additional $20K (compared to in state).</p>

<p>Sorry I couldn't be more help.</p>

<p>if you really want to go that bad, you could defer for a year, move to Calif, take up residency with a job, and try for in-state tuition. Otherwise, the UC's are just plain expensive for OOS kids. Look at it this way, instead of a $20k grant to someone OOS, the UCs could (and do) give 5 in-state folks grants of $4k each.</p>

<p>and you cant blame the UC system... so what it gives more money to the residents of california... we do pay taxes that goes towards schools.. so in the end its all good</p>

<p>$40-$45K tuition is average for top 25 schools in the nation, so ricepudding, if you were accepted to another school with the same fee range how would you pay the fees? Why should the UC system foot your bill when your OOS? I would not expect the taxpayers of Colorado to pay for my children's education if they wanted to go to a public school in CO. I don't mean to sound mean or crass, I hope you can figure out a way to do it, but don't expect the UC's or CA taxpayers to pay the way.</p>

<p>Wouldn't ricepudding have done better (i.e. received more financial aid) at a private college in CA? I was just thinking that with an EFC of $7500, she/he would have received much better financial aid at USC, Pomona, Stanford, etc.</p>

<p>UCs are not really a good deal for OOS students unless they can afford it without much financial aid.</p>

<p>FresnoMom: Maybe, but check out the same thread at USC and there are parents and kids there complaining about the lack of financial aid there. Privates sometimes lower the EFC because they recalculate after they look at the parents CSS. Most privates, incl USC and Stanford consider "home equity" an asset and therefore students those schools sometimes end up with only merit scholarships (extremely competitive!!)
The UC's are a great bargain for in-state and considering 6 of the UC's are in the top 50 nationswide, Ca students have an opportunity of a great education at a very low price. For OOS, it's not "expensive," it's just average price for a top 25 school.</p>

<p>socalpatty:</p>

<p>[kinda offpoint] not sure how 'SC calculates FinAid, but 'SC does provide a lot more merit $$ than the UC's, particularly an automatic tuition discount for NMF's. (The 120 full rides aren't bad either.) But, since acceptees to UCLA and Cal have to have wonderful stats to get in OOS, they probably have a good chance at merit money from a school like 'SC. Further, the NMSF cutoff is lower in many other states than it is in Calif, so easier to "earn" one of those big tuition discounts.</p>

<p>I've been on the scholarship committee in past years at USC, but I know they have made some changes since my time so I don't know the current standards. You are absolutely right, USC is very generous with aide for merit, but the UC's also have Regents for students with extremely high stats, and it's a full ride if you have a lower EFC. ricepudding didn't say anything about being Regents or NMF so I assumed (maybe wrong?) that s/he was not in the top 1% of the applicant pool to qualify.
Private schools are sometimes the better bargain financially. It depends on if your stats qualify you for merit money, and/or you come from a very disadvantaged background. It also depends on what's on your families CSS.
Are you thinking I was putting USC down as far as aide is concerned? The whole point of this thread is that ricepudding wants to go to UCLA and needs more money, not to sling mud at any school. What is it about the current USC students these days??</p>

<p>patty I understand how it would be expected to be expensive and that taxpayers in CA shouldn't pay for me. I'm simply trying to find a way to go to UCLA...
yes I applied to Stanford but getting into UCLA out of state seems to me to be easier then getting into Stanford at all....Stanford results are out April 1st so we shall see....Stanford is equally expensive too. ugh.
also, yes I am actually in the top 6/5% of my class, so I was not able to collect the Regent money...</p>

<p>a few more questions:</p>

<ul>
<li>what exactly is the purpose of the out of state fee? to collect the tax money that I wouldn't be paying because I'm out of state? I dunno...a 17500-ish OOS fee doesn't make much sense to me, considering I wouldn't be paying that amount of taxes were I to be a resident.</li>
<li>in this situation, is 80000 in loans feasible? I don't think it is, and I don't want to burden my parents.....also all these loans would have to be taken from commercial banks as the non-interest gov't loans don't cover 20000 a year haha.</li>
</ul>

<p>man this is a bad situation. I applied to several other schools but most of them I don't really want to go to...I told myself if I got into UCLA or Stanford that'd I'd go to them, but it seems now that I might have to stay in state and go to a UC (university of colorado) school. U's of Colorado aren't bad schools either, but I'd much rather go to a California U then a Colorado U. too bad I don't live in cali. oh well.</p>

<p>anyhoo thanks for all the advice.</p>

<p>i'm sorry
i know this is sorta random but it looks like you guys would be able to answer my question seeing what you're talking about
my counselor told me to put first generation student
because i live with my mother-she's my sole provider
and went to college for one year but never graduated
my father isn't and never has been a part of my life
yet pays child support once in a while
yet not a substantial amount
if i get finaid because of this
and then i make this clear to them
do u think they'll take it away???</p>