<p>i read that article! she sued the preschool because she thought they “were not getting her four year old ready for standardized testing properly”.</p>
<p>gag me. lol.</p>
<p>Stupid question… I understand that there is a limit on subsidized loans, but is there a limit on unsub.? Also, how does one go about applying for loans for things such as living expenses (i.e. rent)? Do you just go right up to Sallie Mae and apply for a loan for x amount?</p>
<p>Yeah, it basically works like this:</p>
<ol>
<li><p>Columbia comes up with your financial aid package (I’m just going to use made-up, round numbers). They give you $50,000 in aid.</p></li>
<li><p>Columbia estimates that the cost of attendance is $60,000. This includes an estimate for food, your room, books, etc. for an entire year.</p></li>
<li><p>You can borrow the difference from Sallie Mae and other private lenders. So, you can borrow up to $10,000 that year.</p></li>
<li><p>Sallie Mae, once you’re approved, sends the money to Columbia. Columbia deposits it in your account.</p></li>
</ol>
<p>Does that make sense?</p>
<p>Yea, that’s pretty straight forward. How long does it usually take from the time approved from Sallie Mae until it gets deposited into your account? Also, I have seen some really good deals on craigslist. If I wanted to move over there by August when is a good time to start talking to brokers or owners?
The cheap apartments seem to be in Harlem and morningside, are there any things I should watch out for? Such as, bad neighborhoods, places too far from campus, no trains nearby, etc…
I was in New York once when I was a young lad and I don’t remember too much. Thanks.</p>
<p>Ahhh! I hated this part about transferring, so stressful. I found an apt on craigslist on 122nd and Claremont which runs parallel to broadway. Its pretty small, a half a mile from campus and it costs $1450/month. I called a broker, they took me around to a bunch of places and it only took a day.</p>
<p>If you know of any good brokers please let me know. Also, how much were your broker fees? Do all brokers charge? Here in Florida the person who is looking does not have to pay, but obviously things are different over there. I have read Hellojan’s threads just wandering if anyone else had any different insights…</p>
<p>Here are some sites that may or may not be interesting for you in terms of finding a place to stay: </p>
<p>[Manhattan</a> roommates, rooms rent Manhattan apartments share. Roommate rentals, roomate, sublets in Manhattan](<a href=“http://manhattan.metroroommates.com/]Manhattan”>http://manhattan.metroroommates.com/)</p>
<p>[Educational</a> Housing Services](<a href=“http://www.studenthousing.org/]Educational”>http://www.studenthousing.org/)</p>
<p>[Roommates</a> & Rooms for rent, Roommate Finder. Find a Roomate](<a href=“http://www.easyroommate.com/]Roommates”>http://www.easyroommate.com/)</p>
<p>The first link is more promising since there is a few that are under the price you have been quoted. There is also a link for Columbia Morningside campus. I was hesitant to post this since I was counting on using the site to find my room, but what the heck…</p>
<p>They dont show prices on the educational housing services site. But I have the excel spreadsheet and pricing for all of their locations. If interested, I will furnish upon request.</p>
<p>In my honest opinion, EHS would be the last place I would go to in regards to finding your nest.</p>
<p>Why is that?</p>
<p>I have no concrete evidence, but from observing some pictures of the people and the places, you may be stuck with a lot of 17-20 somethings, and thats great if you are around the 17-23 yr old range. But if you are a 25+ something, this may be an isssue. Also, the cheaper prices come at a cost of having 3 people in one room. Although the rooms are nice, I dont want that many people in my room, especially if I dont know if I will like them or not. If you go with the 1st link, most places will have a private room you can have all to yourself. IUf its not a private room, they will state so, but usually those rooms that you share in the same room in Manhattan are expensive apartments with alot of space. Furthermore, your roommate is most likely a professional, or pre-professional.</p>
<p>For students with children that are at least 5, may I suggest :</p>
<p><a href=“http://www.trinityschoolnyc.org/[/url]”>http://www.trinityschoolnyc.org/</a></p>
<p>This is an elite k-12 prep school. And the easiest way to get your children in this school is through kindergarten. Anything higher than kindergarten will be stiff competition. Applications are available sept 6th. The tuition can be fully financed through the schools financial aid or VERY close to it if you make less than 75k a year. </p>
<p>also check out:</p>
<p>Dalton, Collegiate, Spence, Chapin, Brearley, Horace Mann</p>
<p>since most of these schools have good financing options.</p>
<p>P.S -“Your kid’s application might not even be looked at, much less seriously considered, if you don’t submit it within the first few days after the applications are made available.”</p>
<p>Here is a cool article on this:</p>
<p><a href=“http://nymag.com/nymetro/urban/education/features/15141/[/url]”>http://nymag.com/nymetro/urban/education/features/15141/</a></p>