Why are you retaking a 35 ACT? is there some issue with the sub scores? At 35 (or with a 2250,) instead look at your scores relevant to the possible major- eg, for STEM, your M or the math-sci numbers.
And don’t just consider OSU as settling. There are many examples where the state school is amazing for that kid, with these strengths and interests. You need to look at the courses, programs, and other opportunities to really evaluate colleges. And, the professor backgrounds, interests, and continued research activity.
First gen depends on how a particular college defines it. Some say parents/no college and others say parents/no completion. And some will flex a bit, if you are a super great candidate.
For the competitives, “super candidate” is much more than your stats. The holistic schools want to see the right sorts and variety of engagement, responsibilities and impact. That, in turn, says a lot about your vision, energy, follow through, and more. How your 3.85 impacts depends on which classes you got less than A in.
This isn’t so much about your family backstory, hardships. It’s more about what you personally have taken on and accomplished, despite. All the pieces need to be there. Dig into the college websites, find their “what we look for” (and the students they use as brag examples,) see if you match those qualities. This is much more than matching your stats.
You also want to run the NPC (Net Price Calculator) for schools, to get an idea of your cost and what finaid they may offer. And do consider colleges that offer merit aid. Best wishes.