OP, The financial aid deadline at Scripps is Feb 1. Since having 2 in college will effectively divide your EFC in half, for each of you, it might make sense to keep your options open. I suggest you send a note to their finaid officers to make sure that you can apply for aid your 2nd year if you didn’t your 1st. I don’t think Scripps is one of the schools that makes you wait out your first 2 years if you don’t apply for aid, but it would be good to make sure.