<p>A couple of things.First what is F&M?</p>
<p>Secondly the binding agreement just means that if you change your mind you lose the deposit. Since $$ is not a concern you can accept ED at FU, make the deposit and continue applying to other schools. If you get something better you just lose the $400.</p>
<p>The frats at FU are not as fratty as other places. All students still must live on campus. Frats and non-frats get along very well. Your social life will not depend on whether you are in a frat or not. More than likely it will be linked to your activities/clubs more than anything else</p>