<p>Thank you all!
This has all helped me, and I am have resumed looking at OOS, but only the ones that can meet 100% of need, with the majority falling in grants, and few in loans.</p>
<p>And yes entomom, FinAid is a maze! But like you said, I think I have a better idea of it now, which will help me selecting colleges. </p>
<p>Although UCSD is my top college, I will apply to OOS as well and see where it all leads me.</p>