<p>To be more specific, I’m applying to ucsd, ucsb, chapman,pepperdine, & asu. </p>
<p>My gpa is currently around. 3.6 I have no loans whatsoever, & I am aware that loans are also a big form of FinAid…</p>
<p>I will take your advice and contact some of the OOS colleges, but is my EFC the same one for my CC, or should I re-calculate it to match the college?</p>
<p>My top school of choice is UCSD, but I thought it wouldn’t hurt to give OOS a chance, now I’m debating if it’s even worth applying if it’s going to leave me with huge debt. After all, I’d rather be more in debt for Grad school than as an undergraduate…</p>