Also worth re-emphasizing that most scholarships are one-time/non-renewable, and for small amounts.
And even the ones that are renewable often like to market themselves otherwise (through implication). Coke likes to mention how their scholarship is $20k – but it’s $5k per year for four years, ZERO EXCEPTIONS. You cannot take the 20k at one time, or any amount above 5k per year. This is true of all other scholarships I have encountered, too.
So the dollar amount available to you per year will be very different from the scholarship amount available to you on paper. You can’t just say “Oh I won $250k in scholarships and my degree costs $200k, therefore I’m covered” because what is available to you PER YEAR may be less than the $50k you need (very common after freshman year).