I hope you end up being able to afford college. But I agree that expecting a college to just hand you all the money you need is a mite greedy. Those who call for free college in one breath (essentially claiming the government owes them tens of thousands of dollars just for their existence) and deride institutions and rich people for having money are rather hypocritical. I understand the temptation to want everything to be free, but as others have said, you get what you pay for. And life isn’t fair - governments can’t artificially create a fair world.
RE: Finland. Finland only has 44 colleges. It’s a small country. I doubt that supporting the what, 4000+ colleges in the US would be as readily done without compromising the quality of education.