That VA requirement post also mentions “degree requirements for a program”-I expect it is possible to avoid finishing required courses too soon and be able to take more credits while not exceeding the cap. Creative thinking to work around rules.
One size does not fit all. Those who think all students should have or want the typical undergrad college experience are forgetting that all students do not want that. There are many reasons to choose a school outside of the academics- some do/do not want a Greek presence on campus, for example.
btw- we could also comment about how one can be too old for college. That would really place limits by requiring everyone to fit inside the box that most do.