<p>Unless he can commute easily to a UC, he’s going to end up with the same debt. </p>
<p>sounds like his parents are contributing nothing, and he’s having to borrow. sounds like they dont qualify for aid at a UC (based on the aid from USC).</p>
<p>as a transfer, he really doesnt have many choices, so USC may (sadly) be his best option other than a UC or CSU that he could commute to.</p>
<p>Are your parents going to cosign those loans for $26k? You cant borrow that much.</p>
<p>are you working/saving this summer? you need to work every summer and part-time during the school year to minimize any non-parent loans. </p>
<p>Unless you can get into a UC or CSU that you can commute to, USC is the best situation…sadly. You need to talk to your parents about why they are contributing NOTHING when their family contribution is $34k. at a minimum, they should be figure out how they can contribute at least 10k per year…which is less than a third of their EFC.</p>