Going to a school parents can't pay for?

Paying for College
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It seems the choices for @yurica are the following:

  1. attend MSU with the awarded financial aid and take on the debt

  2. take a gap year and try to raise test scores (doesn’t seem like a realistic option and she will likely be in the same position next year… albeit with the potential to save several thousands of dollars by working during the gap year)

  3. attend an “in district” community college for two years and then transfer to MSU or UM. Running the NPCs using the OP’s information, net cost including loans for a CC is about $5000/year without living at home and $1000 living at home (must be some cheap housing in the area…).

Running the NPC for directional state colleges (e.g. Grand Valley State) gives the same net price as MSU.