Good but not tippy-top student looking for CS matches/reasonable reaches

Agreed. I am going to suggest looking at that list of schools known for good merit:

Colleges with strong Polytechnic and $50K or less COA? - College Search & Selection - College Confidential Forums

With a 3.74 GPA and ACT 35, all the schools on that list will probably offer something, although they may not all offer enough to get below 40K/year. The sad thing is that for some the GPA threshold between great and just so-so merit is at 3.75 GPA.

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