<p>As a junior, the most important thing you can do right now is sit down with your parents and talk frankly about what they can afford to contribute to your education. There is no point in developing a list of schools that you can’t attend even if you did get admitted. If the local public U is what they can afford and are expecting you attend, you might want to hear that now. </p>
<p>Know that $5-$10/year is just about living expenses at most schools - which means you’d need to find a school that is offering you a financial aid package that covers tuition. How much debt are you and your parents prepared to assume? How willing are you to work while you are a student? Where can you go that offers major scholarships to students with your profile?</p>
<p>Note too that even an in-state medical school will cost $50k p.am (tuition and living expenses) so if you graduate with a lot of debt, you may find your future has been mortgaged for a long time to come.</p>
<p>If you read the threads on financial aid, you will find lots of good information on ‘expected financial contribution,’ ‘need blind admission,’ etc…</p>