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<p>I have no idea what you mean, but there are certainly lots of ways to get an education without courting financial ruin. It’s time to exercise some maturity and think seriously about your entire future, not just your immediate desires. Your plan will affect you, your future spouse, and offspring for many years. I don’t think anyone here will endorse it and your best bet for private loans is to start with a lender that has a good relationship with your parents. Avoid the banks with really ugly reps, such as Sallie Mae. Use the links I gave you.</p>
<p>As far as convincing your mom to go Plus, there are certain advantages. Forgiveness in the case of death is one. If she cosigns a private loan for you, then she’s on the hook until it’s repaid (although some lenders will release the cosigner after x months/years of on-time payments) even if something happens to you.</p>
<p>Actuarial science could be a good paying field for you to concentrate on. I would still encourage you to do as many of your gen ed courses online or at a CC to save a semester or two of room/board/tuition.</p>