<p>Start with the bank you/your parents do business with. Private loan terms vary by lender, you may be able to defer payment but interest will definitely accrue. </p>
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<p>It’s extremely unlikely that you will qualify for a private loan in your name alone. If you’re even considering teaching, you could apply for a Teach grant - if you don’t fulfill the requirements it just turns into an extra Stafford unsub loan. </p>
<p>Will you be able to pay after grad school? It depends on the lender but, in reality, actual repayment ability is unlikely if your debt is that high…my guess is that you won’t be able to afford grad school at all, and you may not be able to finish undergrad either!! Happens to plenty of kids who are then left with a ton of debt and no good job options. This is a really bad plan, imo, and you need to find another school that you can afford without massive debt or another way to get your degree. You may want to read the stories of some of these good, normal people who went this route and have had their lives turned inside out by it:</p>
<p>[Project</a> on Student Debt: Voices](<a href=“http://projectonstudentdebt.org/voices_home.php]Project”>http://projectonstudentdebt.org/voices_home.php)</p>
<p><a href=“http://studentaid.ed.gov/students/attachments/siteresources/4807Teach_FactSheet_v3.pdf[/url]”>http://studentaid.ed.gov/students/attachments/siteresources/4807Teach_FactSheet_v3.pdf</a></p>
<p>[FinAid</a> | Loans | Private Education Loans](<a href=“Your Guide for College Financial Aid - Finaid”>Private Education Loans - Finaid)</p>