<p>Save yourself (and your parents) the financial strain/burden and take one of those full rides - Loyola or Rutgers either one. </p>
<p>Imagine how good it will feel four years from now when you graduate with a degree completely debt free. Just think, you might even be able to afford graduate school or a new car, or even a down payment on a condo rather than sweating it out on how you are going to be able to land a decent paying job to pay of that looming debt. </p>
<p>Remember also, a four year degree does NOT guarentee immediate employment and those "average wages" that the college career office likes to quote - those are averages - you can be sure that your starting salary more often than not will be much less.</p>