<p>Imagine if a college graduate has $30,000 in student loans. Does he attend graduate school straight after graduation, or does he work to pay the loans off?</p>
<p>If you attend graduate school, then in the vast majority of cases, you can get a loan deferment, which means you don't have to make any payments, and the government will pay the interest... once you graduate from grad school, your loan payments will resume.</p>