<p>I know this is a bit off topic. Neighbor’s daughter graduated in May with a doctorate in veterinary medicine. She moved back home. According to her mother, her daughter has not shown much motivation to go out and get a job. Turns out she doesn’t want to work as a vet. Mom says she owes around $200K for 8 years of college. Her daughter needs to start paying her student loans soon. But without a job, how can she do that? Can a person defer their student loans if they are unemployed? I can’t even imagine how much the monthly payment would be on a $200K loan!!</p>