<p>Teachandmom, the address on the loan is the home address when D applied for the loans first time as a freshman - which is our home. Those don’t get changed (unless you ask for that I suppose). Nothing more to it than that. We are not babying her, but since she isn’t living at this address now, we let her know when any mail happens to come for her and she lets us know if we should open it. The paying part will be her responsibility.</p>