@mom2collegekids When I started posting here, we were B&G eligible. Then the hubs got laid off twice, we moved to a less expensive area, and hubs landed a really awesome job with a large raise. Our income didn’t even double, but our EFC more than tripled.
Now we’re in the doughnut hole. We’re full pay at the UCs now, and even a Regents is only worth $2,500/year for us at UCR.
The NMF packages are miles, nay, light years better than that.
S has an SI of 223 in CA, two points above last year’s cutoff. He’s got a 1490 on the new SAT and is planning to take it again so he can superscore. We’ll be visiting four NMF schools over spring break - UNM, UT Dallas, Texas Tech and OU. Bama and UAB are on the list as well, but later in the year sometime.
S will also apply to Michigan State and Tulane. We can afford $10k/year for sure, probably up to $12k, but 15 would be pretty painful. Room and board at UCR is a bit north of 16k, plus books and incidentals, and our governor is planning to eliminate the middle class scholarship that would have been worth about 40% off of tuition for us at the new income level. Oy!
Re: gap year - some of the NMF schools will let him take a gap year and still get the NMF package so long as he applies as a senior and gets written permission to defer.
At UCR, because of how prior-prior works, we’ll be eligible for one year of Blue and Gold, plus a little need-based aid if S goes immediately after HS. After that, we’ll be full pay.
S will still apply to UCR. We’ll just have to crunch the numbers really carefully. S has 60-odd hours of DE and AP credits, so he won’t need a full four years to get his undergrad. He’ll probably need more than two, though, and that second year at UCR is going to be really expensive for us.
There’s a special scholarship for locals from our area that will pay all med school expenses not covered by need-based aid as long as the recipient agrees to practice in the local area for 5 years after graduation. S would be a good fit for that, so UCR SOM will stay on his radar even if he goes OOS for undergrad.
Some tidbits from the presentation:
Two years ago, UCR had 8 applicants in their EAP pool and accepted all 8.
Last year they had 9 applicants and took all 9.
UCR saves 24 SOM spots for UCR grads, and they have around 160 in-house applicants for those 24 spots.
That leaves 36 spots for everyone else in the world, and they get around 5500 applicants for those 36 spots.