Health Insurance at UC

<p>Okay so apparently UCSB has a policy that makes it mandatory to enroll in their Helath Coverage unless you have other Health Coverage, UCSB's is $2,500 per year give or take and that's a big expenditure for me.</p>

<p>Any ideas on more affordable health coverage that would allow me to waive the UCSB Mandatory Health Coverage?</p>

<p>I'm independent my EFC is 0 and I just don't see it as necessary to pay $2,500 per year for that.</p>

<p>Sign up for that Obamacare, son.</p>

<p>While Covered California ended, there’s always Medi-Cal. </p>

<p>Lmao @Cayton that ended March 31st and the next cycle starts in November so I guess that’s not an option. Am I going to jail now? Lol I thought it was the law that you MUST have health coverage now.</p>

<p>@xxcapital I don’t think Medi-Cal qualifies :/</p>

<p>Weird, I’m getting a grant to pay for mine at UCLA (USHIP grant). If you cant’ afford it, try to contact them for a grant.</p>

<p>@onehandedred‌ - I don’t think it’s offered at UCSB.</p>

<p>I’ve asked numerous times about grants and scholarships there and they essentially said if you need more money take out a loan and if you need even more fill out a cost of attendance increase form and get more unsubsidized loans.</p>

<p>:/</p>

<p>@onehandedred‌ </p>

<p>I have that grant too. Sucks that it will be cancelled since I’ll waive out of USHIP. </p>

<p>How independent are you? (as in family size)</p>

<p><a href=“http://www.dhcs.ca.gov/services/medi-cal/Pages/DoYouQualifyForMedi-Cal.aspx”>http://www.dhcs.ca.gov/services/medi-cal/Pages/DoYouQualifyForMedi-Cal.aspx&lt;/a&gt; </p>

<p>If you make less than 16k a year, you’re good. </p>

<p>@Matt4200‌ </p>

<p>I hope so.</p>

<p>@onehandedred‌ </p>

<p>Hmm, so am I. @Matt4200, check to see if you got this grant too at UCSB.</p>

<p>@xxcapital - I meant I don’t think that UCSB counts that as the minimum coverage required because it doesn’t cover much and they have a higher standard.</p>

<p>Any thoughts on other options just in case?</p>

<p>Also, you’re not going to jail if you don’t have health care coverage. You just get penalized as in you gotta pay a fee for every year you don’t have medical. And this penalty multiplies every year. So if I remember right, $99 for this year, $399 next year or 1% income this year, 2% next year </p>

<p>Edit:</p>

<p>Medical does count as minimum coverage. </p>

<p><a href=“https://www.healthcare.gov/glossary/minimum-essential-coverage/”>https://www.healthcare.gov/glossary/minimum-essential-coverage/&lt;/a&gt;&lt;/p&gt;

<p>The type of coverage an individual needs to have to meet the individual responsibility requirement under the Affordable Care Act. This includes individual market policies, job-based coverage, Medicare, Medicaid, CHIP, TRICARE and certain other coverage.</p>

<p>I mean the national healthcare counts it as minimum coverage. </p>

<p>UC SHIP is a student-focused health insurance package providing strong benefits for all enrolled University of California students at the following campuses: Hastings College of the Law, Irvine, Los Angeles, Merced, San Diego, San Francisco, and Santa Cruz.</p>

<p>LOL goddamn it Berkeley/SB</p>

<p>But I think having health insurance is required to attend isn’t it? The school doesn’t want to be responsible for you since I would think you’re technically under their care, whether you want to be or not.</p>

<p>I have Medi-Cal so I guess I’m good with the Federal Standards. Thanks for the information though.</p>

<p>But as for UCSB’s standards what should I do if they say Medi-Cal is not sufficient? Any ideas</p>

<p>UCSB shouldn’t have standards that high or anything. Not everyone who goes there are “hundred-thousanaires” so it would make sense to have requirements set at the same level that the government sets it. But that’s just me, call in to make sure so you can live worry-free!</p>

<p>lol okay I will thanks</p>

<p>If you’re under your parents coverage, you can show them that you have health insurance and they’ll waive the health fee. </p>

<p>@BurntCorpse‌ - I’m on my own, I make under 16k a year and I have Medi-Cal but I’m not sure that’s enough coverage that UCSB requires, I’m emailing them now.</p>