@lavishdolphin Listen to @MYOS1634 even among similar schools you will sometimes find a surprising difference in how “full pay” and “need” are calculated. You just have to take the time. At least get good broadstrokes of the big numbers from your folks - or if they don’t want to share, ask them to please take a few minutes and run a couple of schools. You will soon get an idea where you fall.
That last thing you want to do is get accepted to an exciting school you’ve fallen in love with and find you either can’t go or have to get yourself into untenable debt to attend. There are lots of great schools out there for any kid with your stats. Find a few that fit your budget. Potentially save yourself some heartache later.
Which is not to say you shouldn’t try one or two where you might need merit aid on top of fin aid - but in a perfect world those should probably be schools that either want you for your swimming or where your stats are 75% or above or where you are ok walking away if the money doesn’t make sense.