<p>I would like to pay the Family Contribution in as many loans as I can. I understand I can take out only a maximum amount with the Stafford loan but we are still 15,000 short which we would like to pay in as many loans as we can take out. Where might I find recommended loans and if I am planning on getting used books from other students and getting insurance waivers, should I speak to a financial aid officer to find my exact payment? Thank you very much for all your help!</p>
<p>Your parents can apply for Federal PLUS loans up to the cost of attendance [USC</a> Financial Aid - Loans - Federal Parent PLUS Loan for Undergraduate Students](<a href=“http://www.usc.edu/admission/fa/loans/undergradplus.html]USC”>http://www.usc.edu/admission/fa/loans/undergradplus.html) if your parents are denied for PLUS loans, you become eligible for up to an additional $5,000 in unsubs Stafford.</p>
<p>USC will only bill you for tuition, fees, USC housing and meal plans, insurance and parking. Books and supplies do not appear on your bill, you pay for them separately. If your payment is due and your waiver has not yet been approved, you should request a deferment for that amount to avoid late fees.</p>
<p>I suggest you carefully compare interest rates before signing for more loans. Also, compare the cost and risk for a home equity loan. Check with your accountant to see if you can still get a tax deduction for interest paid on a home equity loan. If you have any U.S. savings bonds, some of them (depends upon the bond and length of holding the bond-check with your bank manager) may also be tax deductable.</p>