You sound bright and aware and maybe the 2+2 is a chance for you to catch up with the stats and then move forward. You just want to be sure your family can afford costs, which means running the Net Price calculators on each college’s web site.
The essay sounds good. You don’t have to structure it in the manner hs teachers want (thesis statement and proofs.) In general, the principle is “Show, not just tell.” So if “story of the moment” means telling of an incident, be careful it isn’t so long or detailed that it dominates the point you’re trying to make. Being a bridge is good, when it applies to peer relations, as well. You could work that in.
Nearly all your activities can go on the app- you may need to consolidate. The church thing is fine if you hold some role.
Wherever you land, I just think you will find your way.