<p>@staceyneil Yes the $10k is after the student loans. So it’s actually around $16k that I’ll be paying to the school. I want to avoid loans unless it’s absolutely necessary because of the interest aspect. There are some local scholarships that I’ll be applying to so that might help. We have a Naples Overseas Support Club (NOSC) merit scholarship given to students of my high school and one of my friends, who I’d say I’m comparable to academically, received like $3700 from them. I’m not sure if the scholarship is renewable or one time but it certainly was a good amount. Thanks for the link! </p>