<p>I agree that a gap year isn’t likely to improve your chances at merit scholarships, which are already pretty good! I’m not sure what you’re looking for in a college experience (large/small, urban/rural, etc.), but I think you’d be considered for merit aid at some very well-regarded schools that offer it (BU, Brandeis, GWU, Syracuse) in addition to several others already mentioned on the thread. Case Western is a great school, for science/engineering particularly, that’s very generous with merit aid.</p>
<p>I think you’re wise not to allot everything your parents are willing to contribute to your undergrad experience. If you find yourself at a very affordable school, as Rutgers would seem to be, you can use some of that college fund for great internships or study abroad programs, and still have money left for grad school. Good luck - you’re a strong candidate. (And I hope you’re getting busy this week, since it’s December already 
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