Help me understand how Lower income but Frugal Savers are being penalized by NEW College formula...

I ran it again… and Yes… that Pell grant is NOW listed… but I swear it wasn’t the last 2 times… this is the result I got now… I don’t know how to do a screen shot of this… well my kids helped me do that… but you can’t do that on this forum , right .

When it came to asking income… I get confused on which to enter… before they take out 401K or after … on this one -I listed AFTER -income being $58,550… (what it has on last years tax transcript for “total income” which it also has listed as Adjusted Gross income)…

(I think last time I put in there $65,000)…