<p>So I got accepted to Hofstra, Drexel, University of Rochester, University of Southern California and Jacobs (It's a German university following US system).</p>
<p>I intend to major on Physics. I could really use some help to decide where to go. My question is both financial and academic wise.</p>
<p>I am basically deciding between Rochester, USC and Jacobs. </p>
<p>Rochester: I have to take a 10,500$ yearly Fed loan. </p>
<p>USC: I have to take a 5500$ yearly Fed loan and possibly a few thousand in private.</p>
<p>Jacobs: I have to take 7500 Euro loan yearly. Their course is three years.</p>
<p>Now I know plans change but for now, I see myself in future as a researcher of physics so that means I have to go to grad school and get my PhD. Now many people are advising that with those amount of loans, it's a stupid decision either to go for physics major or plan to be researcher. Since my family and I just moved to USA recently, we are still very confused about the whole education loan system that works here. </p>
<p>So I could really use some words of advice to help me decide where to go.</p>