It sounds like your parents also have the earnings that would put you out of the running for need based aid. So…either they will be paying the full costs at schools that don’t give merit aid. OR you need to look for schools with merit aid to help soften the financial blow if needed.
I think the only question you need to ask…“mom and dad, will you pay $60,000 a year for me to attend an elite college?”
See what their answer is.