"BS/MD programs typically require maintaining a pre-med-worthy college GPA and getting a pre-med-worthy MCAT score to retain the MD school admission "
-Not so in most bs/md’s. They do require a certain college GPA, but it is lower than “regular” route “must have” college GPA of about 3.7. MCAT is not required at all in many bs/md’s to matriculate straight to Medical School in a program. Sometime it is required though. For example in the programs that I am familiar with, one required 27 and another 24. Considering the fact that some pre-meds have 25 on the first diagnostic test MCAT and before they even take some pre-reqs (like physics), 24/27 is not that hard to achieve at all.
In addition, while cost of Med. Schools vary, it should not be considered as some in-state publics cost the same in the 3rd and 4th year as privates, the fact overlooked by many. And the OOS publics may be more expensive than privates, I would definitely recommend checking this one.
If you are accepted to bs/md most likely, you will be on at least full tuition Merit scholarship for UG portion and maybe even full ride.
In case of accelerated bs/md, the flexibility in major/schelude may be not there. You will be taking about 21 hours / semester and in some programs and no summers off. Some require basically taking the MCAT in a summer after freshman year. The option of non-accelerated bs/md is more attractive to some. These are greatly flexible and allow any combo of major(s)/minor(s) and summers off…a.k.a normal college experience and great peace of mind.