Help!! Son does not have enough money to return to school in the fall

<p>^^
He may not be instate for any state at the money. Often the question concerns where the parents have been living the prior 12 months. </p>

<p>It sounds like the parents paid the OOS costs, but then the dad lost his job.</p>

<p>If the mom returns here, maybe she can tell us how much they CAN pay each year. This is one of the confusing issues. If dad is out of work except for odd jobs that he picks up, it doesn’t sound like they can pay anything unless the mom has a good paying job. If the family can’t pay much or anything, I don’t see how any private is going to work at this point. I can’t think of one that would give nearly a free ride at this point and with his stats.</p>

<p>Did you move to Ohio without employment or with employment? If one of you moved with employment then the twelve months would be up in November? You have to do what you have to do, but it feels “rash” to start trying to find someone to take him in the fall when he would perhaps only have to take a semester off. What did the financial aid office tell you?</p>

<p>OOS tuition at the South Dakota publics is lower than in state tuition in many places (think billable expenses under 20K for OOS). The only difficulty at this point would be housing. Dorms may be full and none of these schools are in larger cities. However, they’re Midwestern and affordable.</p>

<p>The OP needs to return and tell us how much they CAN pay. $20k per year at a low cost OOS public may not even be affordable. </p>

<p>If they can pay that much, then they should look at the Dakota publics and maybe U New Mexico.</p>

<p>Several people have told me that they got a lot of money from Mount Union as a transfer student with a good average. A B average, which is good. I think you need a refresher course on grades. As far as grades go: A=excellent, B=good, C=satisfactory and D=poor.
We are talking about a “good student”. Many first year students don’t make it out of their first year let alone get good grades. Several of the schools that we are looking at have 20-30% that don’t make it out of their freshman year and therefore they need 20-30% more students for their sophomore year. Anyone who knows anything about college knows that you can always transfer to a better school with good grades. Our main concern is that his school will not give us the in-state tuition until November. That is the reason why we are looking for a school for a semester or so. Does anyone know of other schools that are well-endowed. Community College is not an option.</p>

<p>

that’s exactly the Community College intended for! I don’t think any schools will give you a lot of money if they know you only be there for a semester.</p>

<p>Avalon, I can see that you’re going to need to learn for yourself what people are trying to explain to you here. That’s okay. You will.</p>

<p>You ask about “well-endowed” schools, but when people use that phrase they usually mean over a billion dollars ([List</a> of colleges and universities in the United States by endowment - Wikipedia, the free encyclopedia](<a href=“http://en.wikipedia.org/wiki/List_of_colleges_and_universities_in_the_United_States_by_endowment]List”>List of colleges and universities in the United States by endowment - Wikipedia)) and even then, not all these well-endowed colleges are generous in their aid policies.</p>

<p>So go ahead, tomorrow, get on the phone, get on the internet, contact schools and ask about admissions for the fall, ask about what kind of financial aid you might expect. Spend a few days with that and then let us know what you find out. Not “what a lot of people” tell you, tell us what the schools themselves tell you.</p>

<p>When you can share that with the community here, we may learn something and you will have learned something too from the colleges you talk to.</p>

<p>Also, just a clarification, Avalon, I don’t think anyone is saying there is no school where your son can be admitted as a transfer at this late date, only that the odds are not good that you’ll receive significant financial aid so that it is a better deal than at his current university. I hope you find out differently.</p>

<p>*Several of the schools that we are looking at have 20-30% that don’t make it out of their freshman year and therefore they need 20-30% more students for their sophomore year. </p>

<p>*</p>

<p>20-30%? That doesn’t sound like 20-30% flunk out. That sounds like they lose a bunch because the students can no longer afford the school. Many smallish/rather unknown privates have this problem. </p>

<p>*
Anyone who knows anything about college knows that you can always transfer to a better school with good grades.*</p>

<p>And anyone who knows anything about college knows that you can transfer to a better school with good grades…but you may not get much/any aid.</p>

<p>Also…if your child will needing housing, he may get stuck paying for the full year.</p>

<p>I looked at Mount Union’s student body profile and average new price:</p>

<p>2011-12 Total Expenses: $36,585
Average Net Price 10-11: $21,352</p>

<p>75th Percentile Test Scores
SAT Critical Reading: 540
SAT Math: 570
ACT: 25</p>

<p>This is a private school (meaning it’s a business that needs to make money) that accepts low-achieving students. If you come out with the “average net price” and you can afford $10,000+ dollars for one semester at an unremarkable college… then your problems are solved. (<em>If</em> you get the average net price and <em>if</em> you can pay for just one term of housing.) DO make sure that, should he go here or some other school, that he works closely with his advisor at his current school so that all the courses he takes (and you pay for) at the transfer school are transferable to his Ohio state univ. when he comes back.</p>

<p>

I think University of Mount Union is a 4 Year Private (Non-Profit) school.
See <a href=“http://en.wikipedia.org/wiki/University_of_Mount_Union[/url]”>http://en.wikipedia.org/wiki/University_of_Mount_Union&lt;/a&gt;

</p>

<p>Yes, good correction, 4kidsdad. I guess what I meant to say is it’s a business (albeit a non-profit business) that needs to make money. ;)</p>

<p>Another thing to consider…this student will be withdrawing from the Ohio public university…and presumably will attend college elsewhere. He will then have to reapply for admission to the Ohio public university for the spring term…or following fall term.</p>

<p>Is he guaranteed readmission to the Ohio public university?</p>

<p>I don’t understand why community college is not a viable option. I personally just finished two years of CC and was recently accepted into U of Michigan. My transfer aid package is 25k/year (all grants and scholarships) which is significantly more than tuition.</p>

<p>Is it worth the hassle and expense when he could just as easily attend a Community College for a period of time?</p>

<p>Avalon, with all due respect . . .</p>

<p>You have been a member of CC for . . . what? . . . a week? Most of those who’ve responded to your request for help have been members here for YEARS. But because you are not getting the answer you want, you are telling us that we need a “refresher course”? This is, unfortunately, not an uncommon response among students . . . who want what they want and don’t want to hear anything different. I am, frankly, not used to this attitude from a parent.</p>

<p>You know what you want to do, so you should go ahead and do it. The collective wisdom here is that you’re unlikely to be successful. That doesn’t mean it’s impossible . . . just not likely. But that’s clearly not what you want to hear . . . so follow the course you’ve already chosen. And please come back and tell us that we were all wrong, if it turns out that way . . . we really would love to see your son succeed.</p>

<p>Meanwhile, please do try to be respectful of all those who have joined this thread to try to help you.</p>

<p>This is an interesting thread. It is interesting to learn more about the in state/out of state issues, but even more interesting to read about the possible difficulties in getting financial aid as a transfer student. I have often read on CC boards things like " you can always transfer later", but I haven’t read the warnings about lack of aid for transfers. Definitely something to keep in mind.
OP, I hope things work out well for your son.</p>

<p>It’s generally (but not always) true that aid for transfer students is not as good. But if a student isn’t likely to get much merit-based aid from a school because they’re not a top student, and if the school doesn’t offer much need-based aid above what’s available from the government, then choosing to go to a cheaper school like a community college first and transfer later can be a real money saver. It can be a very, very wise strategy for many students.</p>

<p>Transfer students do sometimes get aid. But it is almost the end of JUNE…very late in the application process for both admissions and financial aid even for transfer students. </p>

<p>Transfer students need to get their applications completed and submitted in a timely fashion…earlier the better. This is, in my opinion, the 11th hour for this student. And that is why I am not sure this transfer plan with significant aid to a private university (for one semester) is going to work out. It’s just late for this to be happening.</p>

<p>When a school has a freshman to sophomore retention rate at 70%, they do NOT head out and try to replace students who left by recruiting that many transfers. Yes, transfers are necessary and desirable, bit recruitment costs. At a tuition driven school, a freshman produces 4 years of revenue, so the priority is to recruit a larger freshman class, not replace each freshman that leaves with another member of that graduation cohort.</p>

<p>As for not knowing how college works, I’ve been in higher ed for more than 20 years. I’ve found the advice given here to be spot on. I, too, hope things work out for your son. As I tell my students, however, have a plan B. you can’t afford his current school. If these small privates don’t come across with big bucks, have a plan B.</p>

<p>The OP suggested to an older nontraditional student who has run out of financial aid…that he take one or two courses at a time until he finishes his degree (in other posts by this OP…June 21).</p>

<p>Perhaps this would be a solution for the OP’s son for just one term (as suggested above by someone else). Have the student take only one or two classes…something the parents could afford. Re-enroll as a full time student when instate status is granted.</p>