<p>UVA might have a loan cap…but did they give YOU enough money to attend without taking out additional loans? They meet full need for instate students…but I didn’t think they guaranteed to do so for OOS students. </p>
<p>$25,000 in loans for four years? Is that YOUR loans…the staffords? If so, that is not a huge amount of debt. </p>
<p>The implication in your post is that your family can pay the $16K for UMD, but that they cannot pay the full cost of you attending UVA. Is that true?</p>
<p>Both schools are good schools. Having no undergrad debt is a gift to you for years to come.</p>