Help with paying for college.

<p>I'm currently attending Central Washington University as a Junior, and owe 5100$ by January 10th (not to mention I'll owe more once I get into the class that I'm wait listed for) for Winter Quarter. I've been approved for 7,500$ for student loans, for the entire school year. This will cover winter quarter, but most likely not spring quarter. I didn't attend school for the fall, so don't have to pay for that.</p>

<p>My parents will absolutely not pay for college, but they probably would cosign on a loan that I would have to pay after I graduate. My parents make decent money, so I won't receive any grants. </p>

<p>For those that know what Running Start is, I did that for my AA, so that's why I was able to afford those 2 years. </p>

<p>I know that I'm capable to get a 3.7 or higher for winter quarter. I'm trying to go for a biology major so enrolled in Chemistry/Biology/Calculus, 3 quarter sequences. I also would like to attend Summer Quarter since I did not go to school for the fall quarter, to finish up the 3 quarter sequences. Winter/Spring food and books are covered in the 5100$ I owe now, but I will have to pay for tuition/housing for spring quarter, so I'm thinking about 10000$ for both quarters, and no clue about summer quarter.</p>

<p>Any ideas on how to pay incase I don't get a job in time.</p>

<p>Pinata, the $7500 in loans sounds like the junior level Staffords, is that right? If so, I’m afraid your school will not be disbursing the total amount in the winter semester as you assume. That is an annual amount and it will almost certainly be split between winter and spring. Depending on whether your school considers summer part of the 10/11 or 11/12 year, you may be able to take a portion of your loans for 11/12 then. But that will reduce your Stafford loan eligibility for the rest of the year.</p>