Help!

<p>Okay so I applied and got into all of these schools, and I can't decide. I applied for their business schools and am planning on majoring in international business with a focus on marketing and probably getting a minor in Spanish. </p>

<p>NYU I end up with roughly $20,000 as loans per year...so about $80,000
UUIC I end up with about $10,000 in loans to pay off a year
Northeastern I end up with about $6,000 in loans to pay off a year</p>

<p>that being said, which of these schools would make more sense for me to attend for my majors and specializations? which school would you guys recommend? I love the city-life atmosphere, but really I'll be happy anywhere. My main issues are finding a great program for my majors with good study abroad (and relatively affordable) programs and with a good job at the end of my education.</p>

<p>I'm worried that the loans would be too difficult to pay off once I graduate and that I or my family will end up in bankruptcy, since it's not like I'm going into a medical field where high salaries are expected and I'd be able to pay off my debt in a relatively short time. Furthermore, I'm worried that everything will be so expensive, that I won't really be able to afford to have much fun, since all the clubs and restaurants are notoriously expensive in NYU. even more troublesome is the atmosphere at Stern. from what i've heard it's ridiculously cutthroat and the business people are extremely competitive when it comes to grades, to the point that you make few friends and study like a maniac trying to get an A in the class. I really love NYC but I don't want to end up going to the school and hating it so it's important for me to get a good insight</p>

<p>What do you guys think?</p>

<p>I am currently taking a stern course in financial accounting for non-stern students. to tell you, all Stern courses are VERY VERY EASY. the reason you have to study hard is the grading. say 10 people out of 30 students got 99 on the exam and you got 98. you will get a B+, B, or B- because only 35% of the student may get As with the Stern curve. on the other hand, the stern curve only applies to the business core courses and a few selected electives. You also get chances to boost your GPA taking the (MAP) Morse Academic Plan courses, which are easy except for Writing the Essay. Most MAP professors curve your grade UP depending how horrible the class does, but never down.</p>

<p>not all restaurants and clubs are expensive, that’s really myth. it’s true there are many that are expensive but some are decent budget-wise. Manhattan is generally the most expensive, there are cheaper places in Queens and Brooklyn.</p>

<p>I know NYU has many study aboard programs, including a IBEX program which only Stern students can attend. Good for getting your international experience directly with business peoples. NYC is the best place for studying international business since it is a world-class financial center. Not sure about the other colleges but Boston is not really a world business-center.</p>

<p>Loans are the negative for NYU but try applying for scholarships. I am relying totally on them for tuition. Not all are merit-based/financial aid based. Some are based on ethnicity and other silly things surprisingly.</p>