<p>Student35 here is what i read from this site:</p>
<p>Most PhD students are on fellowships, which means their tuition and fees are paid and they’re given a small living stipend. Most master’s students are expected to pay for their degrees, but there are ways to get funded – government agencies will fund outstanding students, and so will some companies. If your “funding package” consists of loans, they’ll be on your shoulders only – once you’ve completed a bachelor’s degree, the US government believes you’re financially independent of your parents.</p>
<p>I’m going for my Masters. It says most students going for their Masters pay for their degrees.</p>