<p>cpt, you are an adult with years of experience and learnt from the past how to navigate these things and if you are like me have been burnt a few times myself. If you are saying that this is the right time and place for these students to learn this life lesson, then you might have a point. What I do know is my kid signed these agreements without my knowledge and I have no doubts that he would have been charged a lot of money before he knows what is coming to him. Luckily, he had no extra money left over from the FA. My argument is that when you are actively applied for a bank account or a credit card, even as an 18 year old, you have a better sense of what you are doing. When the school employee throws this paper at you for you to sign, the 18 year old has no idea of what they are doing and thinks very little of it because they trust the school.</p>
<p>I think I understand how some of the adults just dismiss this as business as usual but I don’t think the same context applies to the majority of 18 year old.</p>