<p>So I have a 0 EFC right? But some schools still don't fully cover me. And I don't mean "ah, they give me loans" But more the scholarship+loans+grants+workstudy=30,000 and the cost of tuition and room and board costs 40,000 or 50,000. I thought they had to cover it all if I have a 0 EFC, even if it's in loans. I have no way of making 10,000.</p>
<p>Schools aren’t required to meet your financial need, and many don’t. This particular offer is from a school that knows that you are very, very unlikely to be able to attend, because almost nobody with a 0 EFC could manage that.</p>
<p>I hope you have some good in-state public choices on your list – they should be a lot more affordable for you.</p>
<p>
No, that is not the case at all. They are not obliged to cover anything. Some schools (very few) do promise to meet full need without loans. They are generally the hardest schools to get into and have a lot of money of their own that they use to provide institutional need based aid. Other schools promise to meet full need but include a lot of loans. The vast majority of schools do not promise to meet full need at all. Many schools only offer federal aid and do not have the money to offer need based aid from their own money. Federal aid is generally not enough to cover even the full cost of a State 4 year University.</p>
<p>Schools aren’t required to meet full need and MOST do not.</p>
<p>Wow, this is like a giant middle finger to dreams.</p>
<p>I would agree. How on earth is it that people who may not be “financially-fit” or how about RICH don’t stand a chance in going to their dream school?
It just isn’t fair, it really isn’t. The rich get richer and the poor get poorer. I do realize there are exceptions but this is major bs.</p>
<p>Should have applied to financial safeties…</p>
<p>Who wants to attend financial safties?</p>
<p>Money doesn’t come from nowhere. Most colleges simply cannot afford to meet the full financial need of every student who deserves to go there. Yes, it sucks, but it’s not really their fault…</p>
<p>I recommend that you go to any college that you can afford (even a safety) and eventually provide a better college education for your children than your parents did for you. Clearly the government is not interested in providing a college education for the poor / needy at any college they choose. Feel free to change that for your children if it is important to you.</p>
<p>"Who wants to attend financial safties? "</p>
<p>People who really, truly, want to get an education. That’s who.</p>
<p>Every year many students end up at their financial safety. If you don’t have one yet, find one.</p>
<p>I did apply to financial safeties. UT is nice, good engineering, good city, hella big. But it’s not my dream school, all my dream schools are out of state. I still apply for scholarships, man I hope I get the gates. I don’t know about CMU giving me money yet, maybe, hopefully. Or if luck by Cornell, they pay for it all right?</p>
<p>It’s hard because there are only a few engineering schools that offer the pay for all deal and they’re incredibly hard to get into and I don’t like MIT, it has a tiny art department and I know I wouldn’t fit in so I didn’t apply. But maybe I should have, if just for the chance to get a full ride if I get in and then use that to appeal to others for more.</p>