<p>Has anyone applied to Hopkins ED? What kind of financial package is typical? I'm guessing my EFC is going to be low (if not zero) and I really don't want to take on a lot of loans for undergraduate. Should I apply ED (school is definitely my #1 choice)?</p>
<p>The general belief is that, if you are concerned about cost at all, you should not apply ED to any school. The only exceptions might be schools like H&P who have financial thresholds, beneath which they promise 100% of need in grants only. And even then, it is the school that determines what your need is, not you. Not to mention the fact that they no longer have EA/ED options :).</p>
<p>The US News & World Report premium edition says that in 2005, 51% of students at JHU took out loans, and the average amount of loans at graduation was 15k. Average self help (WS and loans) was 3-4k/year. Unfortunately, they never give confidence intervals, so you don't know how wide the range is between the low and high ends of this average.</p>
<p>While some people may get good FA after applying ED, there is no guarantee as you have already committed to attending if accepted. If you apply ED, you are gambeling pure and simple, and will have to live with the outcome as you knew the rules to begin with.</p>
<p>p.s. when it comes to FA, there is no "typical", your FA package will depend on how they evaluate your finances and how much they want you to attend.</p>
<p>^I agree with entomom</p>