<p>Okay, so I'm looking that I may have to get a loan anywehre from 4K-10K next year.
I can get a friend or two to co-sign with me (US Citizen friends) Who have good credit and such. I want the loan to be for one year-only, Preferably I want to pay it after one year.</p>
<p>Question is on the title.
I know how to get mortgage loans, car loans, even large 50K loans.</p>
<p>But not student loans or private loan-types related with education.</p>
<p>I have only used two kinds of loans so far: Federal Perkins Loan and Federal Direct Loan.</p>
<p>For Federal Perkins Loan, I filled out a Master Promissory Note. And there's something else you have to do online too.</p>
<p>For Federal Direct Loan, I went through an online interview/quiz. You have to get 12/15 correct to pass the quiz in order to obtain the loan. You can easily cheat on the quiz by copy/paste the whole text onto a word document. :)</p>
<p>I'm not sure how Stafford loans work. :(</p>
<p>What did the financial aid office at UCI say? :)</p>
<p>^ They want to talk to me in person about possible federal loans through my parents.</p>
<p>Private loans is what I'm more looking into.</p>
<p>You're not eligible for federal loans due to citizenship delays, right? You can google private college loans or talk to a bank. I know that Chase, Citibank, SallieMae, and Discover are often used. I have heard that Discover is a bit less expensive and easy to work with, but they'll all probably cost you more than federal loans. I would not take it out as a one-year loan in case there are further delays in processing your paperwork.</p>