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They will garnish everything they can at this point.
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I suspect things like income tax refunds will be “garnished,” but have we heard that regular income gets garnished for unpaid student loans? I’m not saying they do or they don’t. I’m just not familiar at all with this. I only casually know of a girl who graduated around 2010 with full Stafford loans, and she’s not made any payments. She was offered some sort of reduced payment options around 2013, but she told me that she doesn’t earn enough to even make those income-adjusted payments since (in her words) all of her take-home pay is already needed for current expenses. I don’t think her wages have been garnished even though she hasn’t paid in 5 years and has had not returned to school to delay payment as this teacher repeatedly did.
BTW…I don’t understand how this teacher managed to go 25 years without ever paying. Even with her undergrad, law school, PhD efforts, there still should have been a number of years when she wasn’t going to school. Was she actually “in school” for more than 10 years?