How am I going to afford tuition?

<p>We all pretty much understand that NYU can be pretty stingy with student aide. Probably because of their relatively low endowment (they spend so much to maintain and better the college) and the fact that there's always going to be someone prileged and willing enough to pay full, many students aren't able to get the same amount from NYU as they could've at comparable, more endowed colleges/univs. NYU is the type of school that can afford to lose a handfull of brilliant kids to sticker shock.</p>

<p>So let's face it: how do the many (hundreds/thousands) students who attend pay it off? It's one of the most expensive and least giving schools out there.</p>

<p>Perhaps the name pays for itself later in life. All things considered a degree from NYU has inherent advantages. Not to say its the end-all be-all, but it is a tool nonetheless.</p>

<p>Maybe we could get some feedback from current of former students, preferably those who are from lower-income families. As for myself, I started this thread because of my parents discouraging me from attending because of price tag. I have divorced parents, and I am from low income. My stats are pretty average-slightly above average for an NYU student, and I am caucasian male. Anyone else out there in/formely in a simliar situation? Should I reasonably expect more than most? (Of those who received aid in 2005, the avg. package was in the 20K ballpark)</p>

<p>This is how I am probably going to do it...</p>

<p>25k/year from parents
8k/year from summer jobs and work study
the rest from loans</p>

<p>Ahhh, I'm gonna be so in debt. And that's if I can come up with 8k/year from working... :-/</p>

<p>I probably won't be able to afford it but my mom says if this is the school I want, I can go. I have a job and money saved up, did lots of scholarships, and I figure "hey it's NYC, I'll find a way to make even more money." I guess the debt will be worth it.</p>

<p>Well, if NYU is absolutely the school you want to go to, like the guys above are doing, the only options you really have are asking family for money, working for money, taking a loan or some combination of the three. But I would advise you not to get a job that will distract you from your work at NYU. You don't want to compromise your GPA for money at all. If you're going to do that you shouldn't go to NYU.</p>

<p>If you really want to go to NYU I certainly understand. But I would throw in the possibility of other schools too. For example, if you're looking for another school that fits the description of NYU (great academics, great city and night life, safe and tolerable, etc.) but with a much cheaper price tag, I would look to McGill University. Whereas NYU will probably cost you more than $40,000US per year, McGill will probably cost you more along the lines of $15,000US per year. Given your situation I would think that makes things a lot easier for you.</p>

<p>I am fortunate enough to be in a situation where my parents earn a substantial enough income to not have to worry about the price tag of any college I go to. I also live in New York. But despite those things, I am choosing McGill over NYU. Just something to consider.</p>

<p>McGill doesn't have nearly the amount of prestige that NYU has.</p>

<p>
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McGill doesn't have nearly the amount of prestige that NYU has.

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<p>McGill has as much prestige as NYU when it comes to Grad school admissions. If one is planning to work immediately after college, a graduate from NYU with the same credentials may receive a slightly higher starting salary than a graduate from McGill and/or be in a better position for the more competitive job applications. But after a year or two, it will come down to one's talents and work ethic when determining salary.</p>

<p>McGill costs around 30k less than NYU per year. 30x4=120 plus 5-9% interest. But McGill is in Canada. :(</p>

<p>"McGill doesn't have nearly the amount of prestige that NYU has"</p>

<p>That is simply not true. NYU has a great amount of prestige, but so does McGill. Generally speaking, McGill is considered even slightly more prestigious than NYU. While it may be hard to equate this, I have done a good amount of research and this is generally what I have heard. Two seperate guidance counselors both told me that if you were to equate McGill academically to an American school it would be roughly similar to the University of Michigan. The London Times makes a list that ranks all the Universities in the world on one list. Since they have started making the list McGill has been ranked as the 21st and 24th best University in the world, placing it ahead of NYU.</p>

<p>Also, as for living in Canada, it's really not very different from living in the USA. It's not China. It's Canada. The fact that it's just a little bit different than the USA is actually a good experience to have, while at the same time it is not a complete culture shock.</p>

<p>NYU, I believe, is too much money for undergrad. Unless you are in Stern or Tisch, or even NYU's CAS econ program, it will be hard to make back the money you invest in NYU. Sometimes dreams are not possible.</p>

<p>omg its jack - 8000 is a lot of money to make in one summer. will you be pimping yourself?</p>

<p>well.....work as a waiter at a restaurant....maybe make 20/hr ? with tips, that is? work a 40 hr workweek, 800 bucks? work for 10 weeks?</p>

<p>
[quote]
I have done a good amount of research and this is generally what I have heard. Two seperate guidance counselors both told me that if you were to equate McGill academically to an American school it would be roughly similar to the University of Michigan. The London Times makes a list that ranks all the Universities in the world on one list. Since they have started making the list McGill has been ranked as the 21st and 24th best University in the world, placing it ahead of NYU.

[/quote]
</p>

<p>Too bad your job interviewers and prospective bosses have not done the research you have. NYU has a huge name in the United States and is well known everywhere, which would give NYU graduates an advantage in job applications.</p>

<p>McGill who?</p>

<p>You don't want any spending money?</p>

<p>My family will be covering most of the education, however I'm currently holding two jobs so I can use that as my own spending money (and perhaps even pay for a small portion of the tuitions).</p>

<p>"Too bad your job interviewers and prospective bosses have not done the research you have. NYU has a huge name in the United States and is well known everywhere, which would give NYU graduates an advantage in job applications."</p>

<p>You really have no idea what you're talking about. Certainly in the United States more common people will recognize the name of NYU than McGill, but that is really irrelevant. Employers know the name of McGill. And they all know it is a great school. I know this based on what I have heard from people who actually know this kind of information (unlike you). Even my father, who is an executive recruiter who works in Manhattan (meaning he find work for lawyers, essentially) works with former McGil students all the time. He also knows from his experience than employers in his business really respect the name of McGill.</p>

<p>McGill is the best known Canadian school in America (and for the record, employers tend to be very impressed when you go to the best school in a nation). But even if an employer DIDN'T recognize the name of McGill (doubtful for any respectful employer), it wouldn't take them very long to do just a little bit of research on McGill and find out that it's a great school. </p>

<p>McGill's SAT score averages (for American students; Canadians don't need to submit them) are higher than NYU's. Just check it out on collegeboard.com. McGill is usually ranked higher on worldwide university lists. McGill has been better for a much longer period of time than McGill.</p>

<p>NYU is a great school. But it is certainly not "far more" prestigious than McGill. You only think that because you're ignorant.</p>

<p>Sorry, I shouldn't have called you ignorant. That was unncessary. I'm also sorry for the fact that this has nothing to do with how you are going to raise money for the NYU tuition.</p>

<p>I also wanted to make the point that a lot of employers don't recognize the name Williams College either. In the end, very few colleges carry names which EVERYONE will recognize. NYU is such a school, but that is because it is a very good school in New York. Ivy League schools and a few other large universities in America are also widely known even amongst common people.</p>

<p>But that does not mean it's easier to get a job from NYU than it is from McGill. They are basically equal in that regard. So then it comes down to other factors, like the quality of life the two schools offer.</p>

<p>Personally I prefer McGill because unlike NYU it actually has a campus and I have already lived in New York City my whole life. Plus, Montreal is a great city with great people (particularly the McGill students), beautiful women, and a legal drinking age of 18.</p>

<p>So the point I'm making is that there are reasons other than the "academic prestige" of a school to go to a school, money being one of them. And if academic prestige is a major concern for you, there are schools other than NYU that have such a thing, McGill being one of them.</p>

<p>Do you think its worth paying for NYU if i go for a BA in biology in CAS and then try going to medical in NYU?</p>

<p>Well jjjj, I am going to try to work during the school year part time, although $8k still might be wishful thinking. The alternative would be to take out $20k/year in loans, which is a huge number.</p>

<p>Does anybody know of any NYU students that take out huge loans such as that?</p>

<p>Matt, I'm in the same situation. I come from a low income family. My dad is unemployed and my mom barely makes enough to support the three of us. My brother goes to the University of Miami and although he is getting 3/4 of his tuition paid, he is still going to be $40,000+ in debt when he graduates. No matter where I go, my parents will not be able to contribute any money. I've wanted to go to NYU since I was... I don't even remember. It's my dream school. I don't know how I would pay for this school if I decided to attend.</p>

<p>Anyone know if the financial aid packages go out with the decision of if they are sent out later???</p>