How am I supposed to pay for college?

So I really want to go to CSU Fullerton and I checked my financial aid status and I’m only getting $16,000 for the first year. (This is barely enough for just housing) However about $4,000 is loan money. I haven’t accepted anything because I don’t really understand how I’m supposed to come up with about $10,000 more? My parent cannot afford to help pay my education. I also dont want to take out the wrong loans. I dont know much about loans at all. I know I should be getting CalGrant B. Is it true that B pays for your tuition after your first year?

What is your EFC? Cal States do not meet need, so a parent contribution, student contribution and loans are usually included in the FA package. Are you within commuting distance? Did you note that you would be living on campus?

My EFC is 0 and I would be living on campus because the school is 3 hours away from my home.

Show your financial aid award letter to the college counselor at your high school, and ask them to explain it to you. You can also call the financial aid office at Fullerton and ask them to go through it with you. An EFC of 0 should not have a gap of 10K at a CSU.