I disagree wholeheartedly that ED is only for those without FA concerns specifically when applying to 100% needs met schools. As a single parent, there was no way I could afford my D’s first choice $63k school as i make too much for FAFSA aid. I was comfortable knowing that, should she be accepted, her school would meet her need above my EFC. She was accepted EDII and the financial package is very doable for me. I can also say that, if she hadn’t applied ED, her RD chances would’ve been very slim