<p>@cellomom2 - thank you! I know we’re headed for that financial heart-to-heart. It’s not “news” to her that we can’t foot an Ivy bill, but we haven’t yet shown her the more detailed picture, so I think there’s a tendency for her to think maybe we’re just being stingy. And I really like your philosophy of having your D own her choices. That is certainly important for my strong-willed, independent kiddo…</p>