How do loans work?

<p>Can someone guide me through the process of taking out loans?</p>

<p>Any applications to fill out? the accept/decline thing on your finaid package, going to the bank??</p>

<p>And for subsidized loans, interest starts 6months after graduation, but what is the rate of that?</p>

<p>have you looked at info at financial aid site? [Financial</a> Aid Services Homepage](<a href=“http://bingfa.binghamton.edu/]Financial”>http://bingfa.binghamton.edu/)
<a href=“http://www2.binghamton.edu/admissions/pdf/Loanschart_V3_BACK.pdf[/url]”>http://www2.binghamton.edu/admissions/pdf/Loanschart_V3_BACK.pdf&lt;/a&gt;&lt;/p&gt;

<p>you may want to contact the financial aid office with your questions.</p>