<p>*My local state, if I commuted, would cost 12K. </p>
<p>One of my top choices St Olaf College, is 11,500 including room and board.*</p>
<p>How do you figure that your local state school would cost $12k if you commuted? If your EFC s about $300k, then you’d be given about $5000 if FREE money from Pell, and you’d likely get at least $1000 from TAP, and a student loan.</p>
<p>So, how are you figuring $12k? </p>
<p>And if your family can’t/won’t pay the $11,500 for St. Olaf, how would you cover that cost?</p>
<p>Did you use the NPC of your local state?</p>